Visa/MasterCard credit cards or bank cards are accepted for your convenience.  We also accept check, cash, and money orders and FLEX SPENDING CARDS/CHECKS.

You will automatically receive an invoice from the online scheduling program a day or two prior to your session.  You can pay online with that link prior to your session using your debit, credit, HSA or FLEX cards.  Alternately, you can pay by paypal using the links below.


Full payment is requested  from each client at the time of service  unless a special arrangement/agreement has been made in advance. You will be provided with receipts and related documentation (codes for service, diagnosis, and dates of service as requested by insurance company) for your reimbursement.


Michele O’Mara is a Licensed Clinical Social Worker in the state of Indiana (License # 34003162A).  These credentials are recognized by most insurance companies and as a result  most insurance carriers will reimburse services provided by her. Though Michele is out-of-network for all insurance companies, your insurance company is still likely to cover services based on your out-of-network rates.  For guideance on how to find your out-of-network benefits, visit here.


Full  payment is requested at the time of each session.  Insurance claims are not submitted by O’Mara and Associates.  Upon request, you will be provided a receipt of service that you can then submit directly to your insurance company for personal reimbursement, or to use for tax-deduction purposes, or for use with your Flex Accounts.


If your check is returned for insufficient funds you will need to settle your account as well as paying the bank assessed fee for the returned check, which is currently $12.00.